Healthcare is confusing and expensive but it doesn’t have to be. By paying attention, and questioning the standard way that healthcare is done, you can save yourself quite a bit. Here are some tips to get you started…Care On!
Two different doctors within the same health plan can charge dramatically different prices for the exact same office visit or treatment. Call the doctor’s offices and ask what the cash price is for a visit or treatment. You might just be amazed at the differences.
Some doctors “shotgun” tests and treatments, ordering what seems like everything in the book. This is usually bad and expensive medical practice. Do not be afraid to ask the medical provider “Why is this test or treatment needed?” and the follow-up “How is it going to affect my treatment plan and my costs?”
If using insurance, depending on your plan, going outside of the approved provider list can cost you dearly. Many plans will not pay a dime if you venture off of their list and you will be stuck with the bill. On the flip side, with wildly varying prices even within your insurance provider network, it is possible actually pay less out of pocket if you pay cash to go out of network than to deal with all the CoPays and
